Deposit Account Rates
Last updated:September 1, 2009
Be sure to check out our low loan rates as well.
Savings Accounts
|
Account Type
|
Dividend Rate
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Minimum Required Balance
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|
Primary Share Savings
|
0.10%
|
0.10%
|
$25.00
|
$25.00
|
Monthly
|
N/A
|
|
Additional Share Accounts
|
0.10%
|
0.10%
|
$25.00
|
$25.00
|
Monthly
|
N/A
|
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Checking Accounts
|
Account Type
|
Dividend Rate
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Minimum Required Balance
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|
Free Checking
|
0.00%
|
0.00%
|
$0.00
|
$0.00
|
N/A
|
N/A
|
|
Millennium Checking
|
0.25%
|
0.25%
|
$1,000.00
|
$1,000.00
|
Monthly
|
N/A
|
|
0.40%
|
0.40%
|
$1,000.00
|
$10,000.00
|
Monthly
|
N/A
|
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Tiered Money Market Accounts *
|
Account Type
|
Dividend Rate
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Minimum Required Balance
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|
$2,500.00-$9,999.99
|
0.20%
|
0.20%
|
$2,500.00
|
$2,500.00
|
Monthly
|
N/A
|
|
$10,000.00-$24,999.99
|
0.35%
|
0.35%
|
$2,500.00
|
$10,000.00
|
Monthly
|
N/A
|
|
$25,000.00-$49,999.99
|
0.55%
|
0.55%
|
$2,500.00
|
$25,000.00
|
Monthly
|
N/A
|
|
$50,000.00-$99,999.99
|
0.75%
|
0.75%
|
$2,500.00
|
$50,000.00
|
Monthly
|
N/A
|
|
Jumbo $100,000.00+
|
1.05%
|
1.06%
|
$2,500.00
|
$100,000.00
|
Monthly
|
N/A
|
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Share Certificates
|
Account Type
|
Dividend Rate
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Minimum Required Balance
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|
6 months
|
.90%
|
.90%
|
$500.00
|
$500.00
|
Monthly
|
90 days of dividends
|
|
12 months
|
1.19%
|
1.20%
|
$500.00
|
$500.00
|
Monthly
|
90 days of dividends
|
|
18 months
|
1.39%
|
1.40%
|
$500.00
|
$500.00
|
Monthly
|
120 days of dividends
|
|
24 months
|
1.79%
|
1.80%
|
$500.00
|
$500.00
|
Monthly
|
120 days of dividends
|
|
36 months
|
2.28%
|
2.30%
|
$500.00
|
$500.00
|
Monthly
|
180 days of dividends
|
|
48 months
|
2.67%
|
2.70%
|
$500.00
|
$500.00
|
Monthly
|
180 days of dividends
|
|
60 months
|
2.86%
|
2.90%
|
$500.00
|
$500.00
|
Monthly
|
180 days of dividends
|
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Individual Retirement Share Certificates ?
Traditional IRAs, Roth IRAs, Education IRAs
|
Account Type
|
Dividend Rate
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Minimum Required Balance
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|
6 months
|
.90%
|
.90%
|
$500.00
|
$500.00
|
Monthly
|
90 days of dividends
|
|
12 months
|
1.19%
|
1.20%
|
$500.00
|
$500.00
|
Monthly
|
90 days of dividends
|
|
18 months
|
1.39%
|
1.40%
|
$500.00
|
$500.00
|
Monthly
|
120 days of dividends
|
|
24 months
|
1.79%
|
1.80%
|
$500.00
|
$500.00
|
Monthly
|
120 days of dividends
|
|
36 months
|
2.28%
|
2.30%
|
$500.00
|
$500.00
|
Monthly
|
180 days of dividends
|
|
48 months
|
2.67%
|
2.70%
|
$500.00
|
$500.00
|
Monthly
|
180 days of dividends
|
|
60 months
|
2.86%
|
2.90%
|
$500.00
|
$500.00
|
Monthly
|
180 days of dividends
|
^Top of the page
IRA Share Accounts
|
Account Type
|
Dividend Rate
|
Annual Percentage Yield
|
Minimum Opening Balance
|
Minimum Required Balance
|
Compounding Frequency
|
Early Withdrawal Penalty
|
|
IRA Share
|
0.10%
|
0.10%
|
$50.00
|
$50.00
|
Monthly
|
N/A
|
^Top of the page
The dividend rates and yields set forth above are accurate as the effective date indicated on this document. If you wish to obtain current rate information, please call the credit union. The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of dividends paid on an account based on a dividend rate and the frequency of compounding for a 365-day period. Normally, no notice of intent to withdraw shares is required; however, the Bylaws of College Credit Union of Greeley give the credit union the authority to require notice of up to sixty (60) days for the withdrawal of shares.
*There are six withdrawals per month allowed on the Money Market Accounts. The first three withdrawals are free, and the next three are charged at $10.00 per withdrawal.
?These are variable rate accounts and may be changed at any time, in any amount, at the sole discretion of College Credit Union. The dividend rate and APY are the prospective rates and yields that the credit union anticipates paying for the applicable dividend period. No Addition Deposits can be made to IRA or Regular Share Certificates during the term.
After the initial deposit of $50.00 to start the account, additional deposits of $50.00 or more may be made at any time.
Rates are subject to change at any time without notice.
Notice: See Membership and Account Agreement for additional Truth-In-Savings disclosures and account information.
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