College Credit Union - Loan Rates

2901 S. 27th Avenue and 1503 9th Avenue, Greeley, CO 80631
(970) 330-3900   TOLL FREE (866) 870-3150   FAX: (970) 330-3609

Loan Rates

May 1 , 2008

Vehicle Loans Cars, pick-ups, sport utility vehicles (SUV), boats, trailers, motorcycles, fifth-wheel trailers
Purchase or Refinance from another Financial Institution
Year of Vehicle	Term	Rates as low as (WITH DISCOUNTS BELOW)	Rates as low as** (NO SERVICES)
2005 to NEW (2008) Purchase or refinance  from another institution	up to 36 months	4.25%	4.75%
	37 to 66 months	4.75%	5.25%
	67 to 84 months	5.25%	5.75%
Personal Secured or 1999-2004 or restored classic	up to 36 months	4.75%	5.25%
	37 to 66 months	5.25%	5.75%
1998 or older & non-restored classic	up to 36 months	6.25%	6.75%
**0.25% Lower rate with: Checking Account, Direct Deposit, + Auto Loan Payment
**0.25% Lower rate with: Check Card, Home Banking, Overdraft LOC, + e-Statements
Personal Unsecured Loans and Untitled Collateral*
Campers, ATVs, Snowmobiles, etc.	up to 36 months	9.90% APR
Overdraft Line of Credit	Revolving	11.90% APR
Deposit Secured Loans
Share Secured	up to 60 months	5.00% APR
Share Certificate Secured	tied to maturity	2.0% above share certificate rate
Home Equity Line of Credit (HELOC) Variable Rate Program
Minimum Line of Credit = $10,000 / Maximum Line of Credit = $100,000 Rate tied to Wall Street Journal Prime Rate.
Margin from Wall Street Journal Prime Rate. Rate depends on credit history.		Rates as low as**
Actual Rate as of February 1, 2008	Revolving LOC	5.00% APR
FLOOR RATE = 5.00% Special rate until June 30, 2008(1) apply early		3.98% APR
Prime Rate as of April 1, 2008 = 5.25%
(1) APR = Annual Percentage Rate. Requires $10,000 minimum first advance and rate will change 7/1/2008. Rate and APR depend on term and member’s individual credit history. See a Loan Officer for Details.
First & Second Mortgages
Second Mortgage Loans: Primary Residence - Owner Occupied New Money Advanced! Prime Residence-Owner Occupied	up to 60 months	6.49%
	61 to 120 months	6.99%
	121 to 180 months	7.49%
First Mortgage Loans Primary Residence - Owner Occupied New Money Advanced!	up to 60 months	5.250%
	61 to 120 months	5.500%
	121 to 180 months	5.750%
Rental Property Non-Owner Occupied (+2.00% APR Second Mortgage)	up to 60 months	5.750%
Secondary Residence	61 to 120 months	6.000%
	121 to 180 months	6.250%
NEW! 15/20/30 Year First Mortgages available. Call For Rate Quotes!
Motorhome Loans
Year of Vehicle	Term	Rates as low as**
1995 and Newer	up to 72 months	5.49% APR
	73 to 120 months	6.25% APR
	121 to 180 months	6.75% APR

(1) For qualified members. Up to 80% LTV Only! Other members may qualify for the 3.98% and up to 75% LTV ONLY. See Loan officer for details.

* Personal Secured Loans are for consolidation loans or lowering payments on secured loans.
** Rate and Annual Percentage Rate (APR) depend on member's individual credit history. See a loan officer for qualifications.

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Call a loan officer at 330-3900 for more information or click here for our Loan Applications.

*APR = Annual Percentage Rate tied to Prime Rate published in Wall Street Journal on 80% Loan to Value. See a loan officer for details.